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  • What counts as a shared house?

    Where you live with anyone other than your partner/spouse, and/or direct family.

    I haven't called them yet but M&S also don't insure bicycles while racing.

    Does anyone insure bicycles whilst racing?

    I think my British Cycling membership offers race cover- I'd need to check.

    When I did my M&S application online it wanted me to list any bikes worth over £1,000, so I would imagine that once you contract them they will wish to increase your premium inline with the bikes you identify.

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