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@Dammit
Had an interesting one with Hiscox- I called them to confirm that my bikes were covered for £2,500 each when out and about, and that the SRM would be covered as “sports equipment” additional to the value of the bike (as it gets moved from bike to bike).
They said “no, we only cover up to £1,500”, so I asked them to go back and check the tape of the call I had had with their sales representative when I took out the policy.
I then received an email stating that they would honour the offer that he had made, and therefore the bikes would be covered for £2,500.
Worth checking these things!
The road bike is only able to be covered when it’s in the flat, which is annoying in some ways, but when it’s out of the flat I’m usually on it.