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  • I was looking into getting insurance to cover three of my bikes.

    One is the Graham Weigh bike, so a c.13 year old frame with brand new wheels, forks and components. Because of the age of the frame, the policy would apply depreciation of 50%, which means I'd get a grand back after the nominal amount I gave them. Considering I have only just finished building it up for more than that, it hardly seems worth paying nearly £30 per month if I couldn't build up something similar again.

    Should I get better valuations than the quick guesses I went for? Or is there a different insurance company who might have a more sympathetic approach to vintage bikes?

    I tried Cycleguard as we get a discount through work.

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