Do you think the third party risk to drivers from, at fault, collisions with cyclists is a high enough percentage of the premium to be an incentive? Don't think much has been paid out to cyclists so I expect it to be a v.small proportion.
Probably not. I suspect that significant insurance payouts to cyclists from motorists' insurance are quite small, but there is the additional cost of repairs to the motorist's own car.
Probably not. I suspect that significant insurance payouts to cyclists from motorists' insurance are quite small, but there is the additional cost of repairs to the motorist's own car.