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@Sparky
So, I know about ISAs etc. But what I don't understand well is the mechanics of setting one up and investing. What's the easiest way to find out the cheapest one with the lowest fees? I'd be looking just to stick £100 a month or so into a FTSE 100 tracker with a direct debit. Does anyone here do that? I'm conscious that annual fees could quickly eat away any negligible gains over the next few years.