Rapha, nice but a bit pricey?

I have a Softshell which I like very much for cold but dry winter rides. Breathable, very fitted (I have a 38" chest and can just about get away with an L. XL might actually be a better fit to be honest .

Odd. Do you like your clothes particularly loose fitting? I have a 38-40" chest and my biggest complaint about my L softshell is that it's not a bit tighter fitted around the chest (and waist, though no so much as the chest). I was thinking that an M might actually be better for me if I didn't need the length (6'6").