You are reading a single comment by @spenceey and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
@spenceey
Yes if I went with the 35 year mortgage I'd be paying 593 I could then manage the 150 overpay which would take it up to 743 and give us an extra year on the life of the mortgage. But my only worry is you'd get complacent with the 35 year and end up paying that off plus the huge interest on top.
I guess it would make things easier in the short term though. Plus if it happened that a mini spenceey came along we'd manage a lot easier.