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@spenceey
So have decided on a nationwide fixed rate 5 year mortgage. With a mortgage term of 20 years. This pushes our repayments almost £200 a month above the 35 year mortgage but the saving in interest and the captital cleared in the first 5 years out weighs that £200.
Plus hopefully wages will go up and free up a little more money for us both.
We're in the lucky situation with this place that neither of us have commuting costs. The house needs work but we are happy to live save to have the central heating done then start work on the house.