Owning your own home

Having lived somewhere with the only heating coming from a solid fuel Rayburn, I can tell you it's shit in the winter. Having to get it going (build an open fire) then wait for it to heat up was a massive pain in the arse. Coming home to an ice cold house in the winter is not fun.

I would budget for getting the heating sorted quickly.

I'll make sure it sorted sooner or later. But for now I think the 5k I put aside for it would be better off as part of the deposit. I can then put some money down each month for the CH. But if the property doesn't have gas supply that may be further down the line.