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  • Doing some very basic arithmetic it would appear that overpaying the mortgage with the aim of paying it off in 15 years rather than 23 would save £30,000 in interest.
    That's proper money.

    I did a spreadsheet of this crap yesterday. If I took away what I've overpaid in the last ~3 years my mortgage would be 10 years longer and it'd cost me an extra £15-20k.

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