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@spenceey
I'll be going for a fixed rate because like cake I'd like to know what I'm paying each month and allocate my money accordingly.
Also I can't see us wanting to move for a while - hence the reason for wanting a 3 bed. Hopefully at some point we'll have more money coming in that we could look to move. If not I want to be safe in knowing I'm happy with what I've got.
People have lived in much smaller places and got by just fine is what I'm trying to say.
To start off with I was keen to have as much house as possible and go to the limit of our borrowing. Now I know that was a silly idea and I'm being more realistic now.