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@spenceey
So not sure if this belongs in here of the DIY thread but here goes.
Say you saw a house you really liked and it was within your budget but you wanted to put an extension on, which cost 20k? How would you typically re mortgage to afford this? Could you buy the house with the intention of adding that and the bank would lend you more? Or do you buy the house then remortgage after a couple of years?
I'm only asking because we've seen some lovely Victorian terraces that would look great with a side return off the kitchen to give us more downstairs space.