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@inchpincher
Holy fuck, £180 PCM!? Are you 17 and live in a block of inner city flats with the accident history of Frank Spencer?
That's just a mental amount of money, makes your cancellation fee seem small. Is it calculated as two months premium plus an administrative charge or something? Read what you have effectively signed and then maybe consider referring to the financial ombudsman that the policy wasnt transparent about its extortionate cancellation fees...