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@tbc
I don't really know, it's hard to tell what you'd do in a similar situation.
But I suppose if they have enough money that they're happy to give that much out then whatever.
What I'm trying to say is, if you're bike's actually damaged enough that it needs replacing, clearly it's right that they pay for the replacement. If it's a question of £100, good as new, but they're still giving you enough for a whole new bike, then...that's very generous of them