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@rhowe
I'm taking driving lessons at the moment and one of the things the instructor is drilling in to me is that you should not do anything which causes another driver to stop, slow or swerve in response.
Hence the other driver's a dick.
Incidents should always go via the insurance company - if someone drives badly, make them pay for it in the form of higher premiums. The only real deterrences to poor driving are insurance cost, time lost dealing with incidents and the risk of prosecution. If it wasn't for those three, human nature being what it is, I wouldn't want to be anywhere near a road. Even with those three, there are still enough dicks out there to make things dangerous at times.