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@spenceey
This thread is a great read.
Sparky how much LTV are you looking at chap? I find it strange that N&P will lend you F all.
Look with Cheslea - they have a good 7 year mortgage - we're looking around 80-83% LTV.
We put in an offer around a month ago on a house that needed some work (nothing structural) and went well over the asking price. We didn't get the house so It's back to the drawing board.
Also like the look of this one-
http://www.zoopla.co.uk/for-sale/details/16752243?search_identifier=b6f0dcbb43e42841c1def32c7c8e1cf4
Very close to the city (around 5 miles)