Motorcycle and Scooter appreciation

This is what I posted when I renewed in Jan: -

*Obviously shopping around for insurance makes sense, but just had a result for renewing next week. Been with the same insurer for 10 years, always been competitive, but price hiked in the renewal quote to £359. Looked around and got a like-for-like quote with Motorcycle Direct for £163 (including tax) on my Ducati: fully comp, £400 excess, protected no claims (on 9 years ncb), 30 days European cover, covered for pillions, legal cover, key cover, 3000 annual mileage - based on the bike being kept on a private drive (but not garaged) in Brixton and/or Peckham. Result!
*
How old are you, Mecha?

23, so my 6 years no claims is spread across a 50cc upwards since I was 16 (shhh, don't tell anyone), but I don't see why it's going up? Surely it should be going down, if anything.

I have been shopping around, but even garaged overnight in the countryside around Bath, no-one is giving me an inch. Fucking state, that.