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@hippy
I don't get it.. thieves break in and steal your bike.. and your SRM which you have a separate receipt for and your expensive wheels which you have a separate receipt for. The insurance company doesn't know what's on your bike at any one time. That's three separate items there. You don't have insurance for your tvdvdpvr you have insurance that covers your tv, your dvd player and your pvr.. since they are separate items.