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@Dammit
Chaps, if you could do some editing I would be indebted to you.
Hugo- the issue is that all the insurance companies insist on me insuring things for their replacement value (NOT what I paid), so for example the SRM adds £2,300 on top of the value of the bike.
It's currently insured for the value of a new SuperSix Evo Di2, the closest thing to it in Cannondales current range. However, that has no SRM.