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  • I've been having the same problems with my insurers. Have they not noticed how much MAMILs are lashing out on their weekend toys these days? My race bike was £2.5k 20 years ago, but loads of insurers still think that's the absolute maximum a bike could possibly cost in 2012. Wankers.

    Addressing your question; make sure you tell the insurer that you're insuring a £4k bike and will be self-insuring the excess if it's wearing expensive jewellery. Don't give the fuckers an inch of wiggle room.

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