I'm not sure it's a question of whether you did it on purpose, more a question of the insurers wondering why they should pay out when you rode into the back of a car that was waiting at a set of red lights (albeit a car that was disguised to look like tarmac). Presumably you're liable for the damage to the car too?
I'm not sure it's a question of whether you did it on purpose, more a question of the insurers wondering why they should pay out when you rode into the back of a car that was waiting at a set of red lights (albeit a car that was disguised to look like tarmac). Presumably you're liable for the damage to the car too?