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@HatBeard
or get knocked off your bike and have to find the money to pay for a travelcard that you haven't budgeted for in over 18 months.
back on the surly front though I have a long list of (cheap) parts I'll be buying on payday with a view to getting my roller on the road finally. is just a basic functional build for now and I'll upgrade the nice bits I can't afford just yet once my insurance dorrah comes through.