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@Mr_Bump
Pretty much all insurance policies stipulate that you must specify valuables in whatever format that may be (over a certain value)
So stuff like expensive camera exquipment, bikes, laptops/computers, jewelery, paintings.
M&S are very good for the cover though given the price, here in the Northern home counties it's particularly cheap for contents cover :o)
Saying that the IAM (whom I'm a past member of) are currently doing a deal if you join their cycling membership you get automatic unlimited cover for bikes
Check the link, it's a lot of cover for £20/yr
http://www.iam.org.uk/cyclist/iam-cycling-membership