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@Bells
I have been looking into more insurance companys and think im going to go with a company called X1 sports. if you google 'bicycle polo insurance' not 'bike polo' it comes up with bike polo in its grade 2 insurance. it covers most of the same things with the same cover amounts. only thing is the excess is more but not by much.
the total for the suprerior in insurance is £48.
not long now! x