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@Giles_Pargiter
What an amazingly emotive old chestnut this subject is! Apart from the fact that cyclists live longer than other people - full stop. You are statistically more likely to receive serious injuries while playing tennis; people walking or driving suffer more head injuries than cyclists etc. . .
So you should definitely wear a cycle helmet - you should put it on the instant you get off your cycle and walk to your car, especially if you are going to drive to the gym and play tennis!
You will if you are interested enough find appropriate links to actual peer reviewed research on the CTC the national cycling organisation's web site.