the annoying thing about the fair market value being 25% after 1 year is that if you have a 32% saving and end up paying 25% of that back then you're only saving 7% of RRP which is less than the 10% cost that some companies pass on to you as the admin fee for them participating in the scheme!
good point.
the annoying thing about the fair market value being 25% after 1 year is that if you have a 32% saving and end up paying 25% of that back then you're only saving 7% of RRP which is less than the 10% cost that some companies pass on to you as the admin fee for them participating in the scheme!