That's crap its once every year mate. Trust me, I brought my last audax 2 years ago and have just picked up a new one. Go for it mate.
It would surely depend on the scheme - if it was paid out over three years and you'd spent the limit on your bike you wouldn't be able to replace it until you bought it out at the end of the scheme. On the other hand you can buy two cheap bikes at the same time - the issues are always the limits and the payback periods.
It would surely depend on the scheme - if it was paid out over three years and you'd spent the limit on your bike you wouldn't be able to replace it until you bought it out at the end of the scheme. On the other hand you can buy two cheap bikes at the same time - the issues are always the limits and the payback periods.