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@handtightenonly
That's no surprise. I had an accident years ago on Hyde Park Corner.
On a rainy october night an unlit cyclist in dark clothing was drafting a bus up from Victoria and as I pulled out on to HPC he popped out from behind the bus and rolled over the front of my car.
I parked up, and went over to pick him up and ask him where his lights were. He replied by saying that they'd been stolen the WEEK before. I did what most drivers wouldn't have done and took him back to his house in Putney and then dropped him off at the hospital.
Even though he admitted he was unlit and in the wrong, the filth still had me up on a charge which I did walk from in the end.