Assuming your good reason is stability, doesn't the fact a bike is an inverted pendulum mean putting the weight higher up increases stability, eg penny farthing, stable vs. recumbent, unstable.
In my experience using panniers ruins the handling of a bike, decreasing stability.
IMHO its a complex issue. Depend on personal preferance, type of riding, type of bike, type of load etc.
I was merely trying to point out that no one option is universally 'best' TBH.
IMHO its a complex issue. Depend on personal preferance, type of riding, type of bike, type of load etc.
I was merely trying to point out that no one option is universally 'best' TBH.