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@Louiee
bah i dont know, i want to buy a house/flat, but have nowhere near enough for a deposit. its been sat in an isa for 6 years now and made something like 34p interest.
i could tie it up for 5 years no probs, that would make me 30 for my first time buy. i just don't know where i'm gonna get 30% deposit from otherwise
anyway, bed time.