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  • It all depends on how long you're leaving it there for. Markets are down at the moment, and in 5-10 years could provide good returns. But that's no good if you need it next year. Personally, I'm saving in the hope of one day buying a house and am leaving it in the best ISA I can find. It's actually shrinking slightly, but I know it will be there, safe and sound when I need it.

    This does not constitute advice, don't do what I say, I might not know my arse from my elbow, etc, etc...

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