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@BrickMan
So based on the insurance co's argument, any break-in that has not left obvious damage, i.e. lock picks/bumps, bouffing doors etc won't be paid out on? Bollocks. I've had two cars emptied where they haven't left a mark on them, yet half a dozen failed attempts where they have obliterated the locks on various cars and got no-where. Clever-thief vs. fail-thief.
One mans good lock is another mans joke lock.
If it was infact left unlocked and you can proove which one it was, make them pay, their ignorance that other peoples property just might have value does not wash.