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@VanUden
I looked into taking out an ISA recently, stuffing away a few thousand, but once I worked out that the return would be the equivalent of paying for a biggish shopping trip at Sainsbury's I thought fuck it.
I also had a long chat with a senior HSBC Financial Advisor about investments and told him I wasn't really happy about my money being invested in companies that manufacture arms for example. Good on him for being honest but he said there was no way of managing this through their investment schemes.