Owning your own home

More help like 110% loans? It doesn't get any easier than not having to raise a single cent to purchase a house.

If I have to toil for 30 years to raise enough to buy why should I subsidise other first time buyers?

I think It's perfectly acceptable to have people save up for a deposit, otherwise if banks lend out stupid amounts again we will just end up in the same situation as before. I just think that the wages to house price ratio is completely screwed. Not just in London but a lot of the country as well.