Owning your own home

Right now raising a deposit is the real stumbling point for most people. Raise a 10% deposit and getting a mortgage will be a strughgle. Raise 20% and you're in with a shout. Up that to 50% and then you can expect some action with decent interest rates.

Only in London where property prices are very, very disproportionate to salaries.

Seriously, what sort of person wanting to buy a 1 bed flat has a spare £300k?