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@wvm
Right now the people who are 'having it off' in the property market are chain free buyers. Case in point - a repossessed house identical to mine (I bought mine just over a year ago) was snapped up for £75,000 less than I paid and I thought I got mine cheap (cheaper than it cost new back in 2003). This house was basically up for grabs to the highest bidder who was able to complete the purchase, ie chain free.
If you are seriously thinking of buying I would speak to a mortgage broker and establish what you can raise together with any savings and look for repo'd properties around that price range.
A good clue, as a lot are sold via high street agents, is anything that has the toilets taped shut in the photos.