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@Dammit
All comes down to the price of electricity, gas, and the costs of upgrading your plumbing.
Also, what an upgrade would mean in terms of the value of your flat- for example even if you are not planning on selling it, if you increase the value through improving things such as the heating you can get a significantly better deal when you move your mortgage, as you have increased your equity in the property.
For showers, if you want high pressure and instant hot water, I reckon a gas fired combination boiler would be idea- with that you would have zero tanks, anywhere, but you'd need radiators, and a lot of plumbing done.
And, you don't have gas.
But, it might be worth it in terms of reduced bills, mortgage and of course the ability to have a hot shower at once.
And you get your cupboard for midget storage.