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@amey
^ agreed that 0% is a myth
Thats bit tricky.
I started my job in Aug 2009 then in Nov 2010 my visa ended so had to go back to India till me work visa was being sorted out, spent 8 months there and now I am back.
Before I left I was living in a house where I was sharing a room with my girlfriend (thats when I got my Ti bike) now that I am back I am living with some friends down in Putney where I am a sub-let.