Looking to buy a small flat in East London and need to get a sense of what kind of checks I should get done at this point.
So far two different mortgage lenders have OK'd the price. The solicitor is doing various searches about access to the flat, leasehold issues, that the area is unlikely to be flooded etc.
But what is the best and cheapest way of getting an idea about whether the flat is OK wrt electrics, gas, potential leaks, rot, fungus, pests etc etc?
Do correct me if I am wrong, but I am getting the impression that hiring a surveyor for an extended survey (ca £450) at this stage is not necessarily the best idea. (Although the surveryors insist I get the full works obviously)
Firstly, I might end up paying again for stuff that has already been covered by mortgage lender and solicitor. Secondly, I have been told that surveyors aren't always that great when it comes to hard facts about technical issues, and only tell you "what could be an issue" or "needs to be looked into".
Looking to buy a small flat in East London and need to get a sense of what kind of checks I should get done at this point.
So far two different mortgage lenders have OK'd the price. The solicitor is doing various searches about access to the flat, leasehold issues, that the area is unlikely to be flooded etc.
But what is the best and cheapest way of getting an idea about whether the flat is OK wrt electrics, gas, potential leaks, rot, fungus, pests etc etc?
Do correct me if I am wrong, but I am getting the impression that hiring a surveyor for an extended survey (ca £450) at this stage is not necessarily the best idea. (Although the surveryors insist I get the full works obviously)
Firstly, I might end up paying again for stuff that has already been covered by mortgage lender and solicitor. Secondly, I have been told that surveyors aren't always that great when it comes to hard facts about technical issues, and only tell you "what could be an issue" or "needs to be looked into".