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@GA2G
Garnett, the GRPS lock too big and heavy to be a secondary lock. Its a primary lock. You wouldnt really want to carry 2 of those, or 2 that were equivalent. This thread is more about compromise and convenience, yet still looks for the quality options within this market.
For insurance purposes, then getting 2 locks that were rated as SOLD SECURE GOLD would be the best options. I don't believe with that line of thinking, rather to use the best locks than go by the insurance companies' recommendations. Best if both coincide of course.