Bike Insurance

stand alone policy's are expensive, getting them on household insurance is cheaper and often has less restrictions

if you have a few bikes it's worth insuring with M&S as they do items up to 2k away from home (like bikes) without any specific locks needed

if like me you are in a 5 bike houshold plus a couple of expensive guitars it's only £450 a year including the usual £20k personal effects if the items (bikes) are under 2k they do not need to be named.

a single policy for a 1k bike is £115 (was the last time i did this 5 years ago with cyclegaurd) a waste of money if you can get it on contents insurance.

Wish mine was that cheap. Insuring my bike (cannondale mtb) for a value of around £300 was costing me an extra £80 on my house insurance (Liverpool Victoria)