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Pathetic, but lucky.
My point was that because the bankers didn't burn cars (but ruined thousands, hundreds of thousands, millions?) of lives they're okay? That's a bit silly.
It is the job of the loan giver to judge the capability of the borrower to pay back the loan. In fact, they are paid and trained to do that. Blaming the people who haven't been trained to do it, and see it as a pay off if they do get it, is a bit silly. And that's just the ground floor of the problem. The mistakes made to try and make a quick buck go all the way up to the top.