Bike Insurance

ok after UTFS found out that M&S is better option and value for money over a cycle specific insurance like CycleGuard. WIth my specifications M&S Premier option (the one with accidental damage) is costing me £374.52 which is £31.21 a month.

The not-so-detailed points covered are these:

                             unlimited sum insured                                 
                            no extra charge if you pay in installments                                 
                            accidental damage included for Contents only                                 
                            discount for buying buildings and contents together

Obviously I will go through the small print before I buy the policy.
This is the policy summary