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@Dammit
To have provided a report that truly stated what was wrong with our flat the surveyor would have had to have removed sections of wall, and done quite a bit of investigation of the plumbing.
We got the flat cheap because it was in a bit of a state (alka "typical long term rental property"), and were prepared to do work to it to bring it up to spec.
If we'd spent £700 on a surveyor they would, I am sure, not have taken down parts of the wall to spot that the internal studwork was rotten, neither would they have removed the bath and traced back all the leaking pipes.
That £700 we "saved" has paid for 1/3rd of the new boiler that has been fitted over the last two days.
The survey that the mortgage lender commisions will spot whether or not the building is going to fall down- they won't lend on something that is not going to secure their loan.