Owning your own home

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  • It's the human condition

  • actually, Im thinkin of Slovenia this summer, if anyone wants to say a bit about it,
    that would be sweet,

    Balks, yep- sad but true

  • any one got any building surveyor recomendations, putting in an offer on a place, also is it best to get a surveyor who knows the Area, is this of any advantage?? the place is in Bethnal green....its all a bit scarey, this is a big step....gulp

  • yes, get local surveyor if poss. look on chartered surveyor institute website (or whatever the collective body is) for local options.

    interesting bump timing, this afternoon am signing paperwork to complete the process that began with my above questions back in March. #soontobemortgageslaveoncemore

  • cheers rhb, and enjoy ya new home! how has the process been in offers and going back and forward with the vendor i find the whole sisuation strange but its my fisrt time venturing in to the soontobemortgageslave world!!

  • Just get the cheap surveyor to say "yes, it's worth the asking price."
    Paying for a full structural survey is pointless as the surveyors never actually bother doing one. They just fill the report with stuff like "there's a roof. you might want to check that it doesn't leak. I didn't go up there because I didn't have a ladder"

    If you want to know the area it's the land registry searches that are important. Or ask a local. Which bit of Bethnal Green?

  • cheers, buying thru friend of friend so easier and no need for wrangling, v.straightforward.

    good luck with yours

  • ^what bluequinn says. anyone with eyes and a clipboard can do what most surveyors do, its just a rubber stamp

  • hmm i thought there was a extra survey that looked deeper in to house and potential faults ? i have no knowledge of constrution at all. there must be a genuine surveyor who does look at potential faults....or is
    Blue its just off old ford rd cyprus street

  • Just get the cheap surveyor to say "yes, it's worth the asking price."
    Paying for a full structural survey is pointless as the surveyors never actually bother doing one. They just fill the report with stuff like "there's a roof. you might want to check that it doesn't leak. I didn't go up there because I didn't have a ladder"

    Yes, "I advise that you get a professional opinion on that" the caveat on every part of the house the "surveyor" either doesn't know about or doesn't look at.

    I keep telling people that the survey isn't a report on the condition or soundness of the property.

  • On the flip side with surveyors, I just had a report done, they found major faults with a couple of things, which has led to me renegotiating the price.

    You can have either the basic homebuyers report, where they answer specific questions, or a more in-depth full survey, where they look at more structural stuff.

    Homebuyers report is mainly for newer pretty standard houses. Have a look on the RICs site for more details

  • its an old 2 up 2 down type of place so wanted to get the more in depth one due to the age of the place. cheers for the heads up on its just a rubber stamp not really a report on the soundness of the property. Sam just been downloading the guides from RIC's. cheers people

  • Yeah if you are worried about a certain aspect try and find a friendly structural engineer...

  • Our new boiler should be commisioned and ready when I get home- very excited at the prospect of hot water on demand for the first time!

  • Blue its just off old ford rd cyprus street

    Ooh, its nice down there. Lovely little worker's cottages.

  • I was under the impression that the bank lending you the money appointed the surveyor. Unless you're a cash buyer...

  • The bank do a survey but only to make sure that the place is worth it to them.

  • its an old 2 up 2 down type of place so wanted to get the more in depth one due to the age of the place. cheers for the heads up on its just a rubber stamp not really a report on the soundness of the property. Sam just been downloading the guides from RIC's. cheers people

    I don't blame you for getting one first time out as it should give you some reassurance, but surveys on London Victorian houses could mostly just be photocopied and handed out on street corners, they are so similar.

    As mentioned ^^ they will say blah blah looks reasonably sound but you need to speak to a damp / roof / subsidence / electrical / plumbing expert (delete as applicable) to get proper advice.
    Surveyors = another massive rip-off in the house buying process. IMO.

  • I used this guy for my place about three months ago. Helpful and thorough. He pointed out a couple of weak points which I used to knock a few thousand off the asking price.

    http://www.anthonymckenzie.com/

  • Ooh, its nice down there. Lovely little worker's cottages.

    yes the Missis loves that sort of thing fell in love with the style and the road, i failed my mission to get her to move southy of the river!! :( but :) to discovering a new area.

    thanks for the help people.

  • Surveyors = another massive rip-off in the house buying process. IMO.

    gotta agree... you'll get a better survey though if the property is empty, my new place is very cluttered so report full of caveats as limited access to many bits.

    surveyor with local knowledge may pass comment on local things, e.g likelihood of mini moped trouble that another not local surveyor may not mention, not vital stuff, and again full of caveats but good to know. could always ask your furure neighbours that sorta stuff.

  • Come to Easts one wednesday evening - it's not far from there, and you'll get to see what the area is like at 6-7 / 11-12 as you head there and back.

  • Better surely for him to live in hope a bit longer?

    He'll have to learn the truth at some point, but let him get settled in first at least.

  • cheeky git

  • is that east drinks or just east in general Dammit ?!

    and thankyou for the invite Blue, ( doths cap)

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Owning your own home

Posted by Avatar for Hobo @Hobo

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