What to do in the case of an accident (discussion)

Just a quick thanks for the advice, spoke to cycle aid who told me to tell the insurers to stick it as they were taking the piss and that £1K would be the minimum to accept for the injuries and that they should be paying out for my property and that there was no way the driver could not accept liability. Net result: they just folded. Cheque in the post and driver accepted liability so massive thanks ta2!
No problem bud, just spread the word so that other cyclists don't get taken advantage of by greedy ****s.