Don't listen to these people, they'll all tell you to get what they have :p
An ISA is a great thing to have, but it's also best to manage it carefully (once a year or so is enough). Read up here: http://www.moneysavingexpert.com/savings/best-cash-isa - that site tells you why you would want one, how to manage one, and what the best interest rates to restrictions are currently. Generally speaking you should max out your ISA before you start investing in markets as it gives you a solid rate of tax-free return that you can base your next financial adventures on.
Edit: Sparky ^ is also bang-on. Fees and interest on debt always trample all over any interest you can earn in a savings account of any kind, so by putting money into savings instead of pumping it all into repaying debt, you'd be costing yourself money.
Oh yes .. I will only ever tell anyone to be the same as me. Because everyone is exactly like a 28 year old angry bastard who works in Bournemouth ... try profiling that shit.
.. some of use actually recommend shit because it has worked for us or we have heard stuff that might work for someone else and tell them to check it out. Then the choice is up to them.
Tell you something why don't you explain why this or that is shit since you are so enlightened ... rather than given a link. Not only that there is a link with a modal window to distract you, and then there are reams of text to confuse you. If it was a money saving expert it would explain it as easily as possible. 75% of the information there could be shown via a table.
Maybe I dunno in well written article that consists of 4 or 5 articles with relevant links.
Oh yes .. I will only ever tell anyone to be the same as me. Because everyone is exactly like a 28 year old angry bastard who works in Bournemouth ... try profiling that shit.
.. some of use actually recommend shit because it has worked for us or we have heard stuff that might work for someone else and tell them to check it out. Then the choice is up to them.
Tell you something why don't you explain why this or that is shit since you are so enlightened ... rather than given a link. Not only that there is a link with a modal window to distract you, and then there are reams of text to confuse you. If it was a money saving expert it would explain it as easily as possible. 75% of the information there could be shown via a table.
Maybe I dunno in well written article that consists of 4 or 5 articles with relevant links.