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@danwentskiing
My point is, getting a decent polo-suitable bike on the cheap requires bike knowledge. Firstly to choose the right bike (low gearing, strong wheels, decent brakes, no odd-sizes/imperial things which will be a ballache to replace) and secondly, unless you're lucky, knowledge how to change parts/upgrade things to make it more suitable.
Most people who get into polo already know a bit about bikes, but some don't and it would be nice if there was something out there for those people. I mention £300-400 RRP, as it is the start point for a decent quality bike these days. Of course you can pay less if you buy second-hand/reduced, but that's not my point.