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@pastry_lover
This happened to me. I was supposed to be getting my groceries delivered yesterday but the person who picked the order phoned me up saying my debit card had been declined. I phoned my bank, they explained why. Fraudulent transactions, £15 O2 top up in addition to other stuff. Money refunded straight away but it's a pain in the arse as it'll be 7-10 days til I get a new card, and it's the only one I have.
Make sure you have two credit/debit cards in case something like this happens, people!