Post (minor) accident advice

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  • Hi all, would appreciate some practical advice here / "what would you do?"

    Thursday lunchtime my missus was cycling down Hammersmith Grove when a white van reversed into the road and hit her. She came off the bike and the van rolled on to her foot. The driver, a 17-year-old, got out and apologised, and drove her to our friend's house nearby with the bike. His dad was with him and scribbled down his details for our friend on the back of an envelope. NB all these details are a bit sketchy because my wife can't properly remember what happened. There were no witnesses at the scene and no CCTV.

    I cycled over from work, took her to A&E, where she was promptly seen and discharged: no head injury, no foot injury, just a bit of shock. Foot's a bit sore today but she's basically fine. The bike's front wheel is stuck but I haven't yet taken it apart to see how easy to fix it is, or whether the front wheel needs replacing. The bike's quite old and we were going to replace it, probably.

    At the scene, the driver's dad offered to 'sort this out' without involving the insurers, because the kid had only passed his test a week ago. But when I called him yesterday and suggested £100, he said I needed to send him the receipt for the repair first. We had to finish the call and I'm due to ring him today.

    A little twist is that a lot of his details that he scribbled down are deliberately false. He made the last digit of his mobile number wrong, although his office number was right (amusingly he seems to have had a last-minute change of heart about that: he wrote a 6 at the end of that number and then crossed it out and wrote 5). He's given a false address and postcode. The numberplate is correct and he's given the claims number of his insurers correctly (although I've yet to find out if they are really his insurers).

    So my question is: what would you do? Given the injuries were slight at best, the police will tell me this is a civil matter (I've been there before with our local nick). The lack of witnesses means I don't especially rate my chances of a claim. And he's seeming quite slippery, so I'm not sure I can really be bothered to get worked up into chasing him / having numerous barneys, just to squeeze 100 quid out of him.

    Any random thoughts most welcome.

  • Mmm sounds like a dodgy kid. You are correct in not bothering with the police, their response will be useless, and will most probably just anger you further.
    Did they guy or his dad inspect the damage of the bike? If not claim a couple more things have broke, if the front wheel is damaged it wouldn't be much of a stretch to say that the forks/bars/headset are damaged too and get a shop to print out a more costly receipt, I'm sure he'd rather pay £200 ish that get insurers in on the action.

  • Report it to the police. Everything is dodgy, then put it through insurers. the dad sounds a cunt to be blunt and based oin the lies I wouldn;t even believe the son had necessarily passed his test.

  • Report it to the police. Everything is dodgy, then put it through insurers. the dad sounds a cunt to be blunt and based oin the lies I wouldn;t even believe the son had necessarily passed his test.

    this

  • Having a morning of googling...

    Whilst the original thing might be a civil matter, failing to provide (correct) details is an offence, under part 4 of http://www.legislation.gov.uk/ukpga/1988/52/section/170

    This probably wouldn't help you reclaim you £100, but might at least get your foot in the door with the police...

  • Matt, you seem like a decent sort. I don't detect your trying to profit from this, just reclaim reasonable expenses.

    Maybe 'Dad' needs 2 options ?

    a) pay up £100+++ or whatever, fuck having receipts, why should you have to pay out 1st??
    b) Get the old bill /insurance involved.

    His choice. Simples, that way whatever happens, happens...

  • Matt, you seem like a decent sort. I don't detect your trying to profit from this, just reclaim reasonable expenses.

    Maybe 'Dad' needs 2 options ?

    a) pay up £100+++ or whatever, fuck having receipts, why should you have to pay out 1st??
    b) Get the old bill /insurance involved.

    His choice. Simples, that way whatever happens, happens...

    This. Emphasis on you just want this sorted ASAP

  • Matt, you seem like a decent sort. I don't detect your trying to profit from this, just reclaim reasonable expenses.

    Maybe 'Dad' needs 2 options ?

    a) pay up £100+++ or whatever, fuck having receipts, why should you have to pay out 1st??
    b) Get the old bill /insurance involved.

    His choice. Simples, that way whatever happens, happens...

    yeah he should pay up front. if you shell out he may not end up paying anything. i would suggest just buying a new front wheel. you can show the bloke an advert on wiggle or evans.com or somesuch for the wheel you want and ask for the price on the website.

  • Go to the solicitors we like page, get a decent solicitor. Deal with it properly in an adult fashion.

  • Go to the solicitors we like page, get a decent solicitor. Deal with it properly in an adult fashion.

    Ooh. With what objective in mind?

    Thanks all for the feedback. I agree.

  • Afterall he was given the option to do the adult thing.

  • you can contact their insurers directly, i would do that if theres even a slight doubt that he would pay out

  • Last year My girlfriend and I were involved in a motor vehicle accident with a recovery truck driver who said he'd sort it out without going through the insurance. After weeks of mucking me around and not paying me anything I left him an answerphone message saying I was claiming through insurance, he suddenly seemed very keen to sort it out there and then but it was too late and I'd aready told my insurace company to go ahead. Turns out he wasn't insured and 7 months later I'm only just getting close to having my money back that I paid to repair my van.

    If they are giving you false details and umm-ing and ahh-ing about paying up I'd threaten to go through the proper channels. They sound dodgy to me.

  • Take them to the cleaner.

    Almost sound like his son hasn't even passed his test.

  • I would pretty much guarantee his son hasn't passed his test or isn't a named driver on the van or something, doesn't add up. He sounds thick as sh1t to be honest, why give partly false details? You have given him a fair chance to settle it outside of the insurers etc and he has decided to be awkward, just take him to the cleaners! Unless people like this get properly punished they never learn and will just do it again, go to a solicitor and go through their insurance. If they find out the son wasn't insured then its a bigger winner for you as they will be blacklisted and it makes getting insurance very difficult!

  • Having a morning of googling...

    Whilst the original thing might be a civil matter, failing to provide (correct) details is an offence, under part 4 of http://www.legislation.gov.uk/ukpga/1988/52/section/170

    This probably wouldn't help you reclaim you £100, but might at least get your foot in the door with the police...

    ^This. I would give the police a go. It's a serious offence, even though the incident was 'minor', and suggests that he has something to hide.

    An offence under s. 170(4) is punishable with up to six months' imprisonment and/or a fine up to level 5 on the standard scale. Disqualification is discretionary but endorsement, with between five and ten penalty points, is obligatory. Forfeiture of the vehicle concerned may also be ordered.

  • Hence my suggestion at the beginning.

  • Update. Just spoke to the dad (who actually wasn't at the scene).

    Me: "so what do you want to do?"
    Him: "oh I've had the flu, I'll try to drop the money round over the next few days"
    Me: "by when?"
    Him: "errr Wednesday?"
    Me: "ok well if I haven't heard from you by the end of Wednesday, I'll call your insurers"
    Him: "call them now if you like, your wife ran into the back of my car; if it wasn't my company car I'd be taking you to court - I've got an independent witness"
    Me: "um so why are you paying out then? Just to be nice?"
    Him: "yes"

    TOTALLY CONFUSED.

  • Me: "um so why are you paying out then? Just to be nice?"
    Him: "yes"

    TOTALLY CONFUSED.

    Dodgy... I'd try the insurers, then the police. It's possible as his son is only 17 that he was also driving not in accordance with his licence (if he has one) ie vehicle over 3500 kg.

    And what's this about 'independent witness'? I thought there was noone else there?

  • Insurer, He just trying tO scare you I accelying money, luckily you're not stupid to fall for this.

  • lol, no I am that stupid - I would rather accept the £100 and have done with it. Provided he actually pays.

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Post (minor) accident advice

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